Dentures on finance
Spread the cost of new dentures
Well-made dentures change how you eat, speak and smile, and the good ones are not cheap, especially when you want them to fit properly and last. Chrysalis Finance works with dental practices across the UK so you can pay for your dentures monthly instead of all at once, whatever stage of life your budget is at.
Healthcare finance specialists with over 15 years’ experience.
What dentures cost, and how paying monthly works
In the UK, a private partial denture typically costs £500 to £1,500, a full set £1,000 to £2,500, and implant-retained dentures, which clip onto implants for a secure fit, £4,000 to £14,000 depending on how many implants are placed. Materials and craftsmanship drive the spread: a premium denture is hand-finished to match your mouth and your face. Prices vary by practice, so your dentist’s quote is the figure that counts.
Finance spreads that quote into fixed monthly payments over a term of 3 months to 5 years, which matters most for pensioners and anyone on a fixed income: the cost becomes a known monthly amount rather than a raid on savings. It also removes the temptation to put up with dentures that no longer fit well simply because replacements feel like a big outlay, when the cost can arrive gently instead.
Types of dentures, and what the brand names mean
“Dentures” covers several different designs, and which one your dentist recommends depends on how many teeth you are replacing, how much gum and bone there is to work with, and how closely you want them to match your own teeth. That choice is the main reason two quotes for new dentures can look nothing alike. Whichever route you take, finance works the same way: it spreads the price your practice quotes into fixed monthly payments.
Typically £1,000 – £2,500 privately
Replace all the teeth in an upper or lower jaw and rest directly on the gum. The upper usually covers the palate, which is what creates the suction that holds it in place.
Typically £500 – £1,500 privately
Fill the spaces where some teeth are missing and clip onto the teeth you still have. Keeping your own teeth working alongside them is usually better for the jaw over the long run.
Usually a few hundred pounds on top
Made in advance and fitted the same day your teeth come out, so you are not left without teeth while the gums heal. Gums change shape as they settle, so these are normally relined or replaced later.
Typically £4,000 – £14,000 per jaw
Also called overdentures. They clip onto two or more implants placed in the jaw, so they stay put when you eat and talk. The range is wide because the cost follows the number of implants.
Shaped so the denture forms a seal against the gum instead of relying on adhesive. Often suggested for a lower denture that will not stay put, by people who would rather avoid implant surgery.
A new set made to the shape of dentures you already get on with, with the fit and the teeth improved. Worth asking about if you like your current set but they are worn or no longer sit well.
Material moves the quote as much as the design does, so it is worth asking which one your price is based on.
The most common denture base, and the most affordable. Straightforward to adjust and to add a tooth to later, which helps if you expect to lose more teeth, though it has to be made thicker to stay strong.
A thin cast metal framework with the teeth set onto it. Far less bulky than acrylic and often leaves the palate open, which many people find lets food taste the way it should. It costs more to make.
A gum-coloured flexible base used for partials, with no metal showing at the front. Comfortable and discreet, though it does not suit every case, so your dentist will say whether it suits yours.
Private quotes often name a product or a system rather than just “dentures”. These are the ones that come up most often in UK practices, and knowing what they refer to makes two quotes easier to compare.
The flexible partial denture brands used most widely in the UK. Valplast is an all-nylon base with no metal clasps. SunFlex pairs a flexible base with a rigid frame where more support is needed.
A premium range of denture teeth from a long-established UK supplier, layered in several shades so they catch the light more like natural teeth. Often quoted for a cosmetic full set.
The Biofunctional Prosthetic System: a defined process covering the impressions, the bite registration and the materials, carried out by dentists and labs trained in it. Usually quoted at the premium end.
A retention system fitted to a lower denture so it holds by suction rather than adhesive. Offered by some practices as a middle ground between a standard denture and implants.
Designed on screen from a scan, then milled or printed rather than hand-built. It usually means fewer appointments, and because the design file is kept, a replacement can be re-made from it.
Which types and brands you can choose from depends on the practice you go to and the laboratory it works with, and not every practice offers all of them. Chrysalis Finance does not specify or recommend particular products, and no brand named here is connected to us. Ask your dentist what the quote includes, what the alternatives would cost, and what happens if the dentures need adjusting later. Whatever you agree on, the finance covers the price your practice quotes.
Finance options for dentures
Your practice chooses which plans it offers from the Chrysalis range. Many offer interest free options, where you repay exactly what your dentures cost, and interest bearing plans over longer terms where a lower monthly payment matters more. Terms run from 3 months to 5 years, and your dentist will show you the exact monthly figures for your quote before anything is agreed.
Am I eligible for denture finance?
You need to be over 18, a UK resident, and comfortable that the monthly payment fits your budget. Retirement is no barrier: pension income counts in the affordability assessment like any other regular income. The application starts with a soft search, which shows your likelihood of acceptance without affecting your credit score. Because the plans available depend on which clinic is treating you, contact us for eligibility once you know where you are being treated and we will confirm what is open to you.
Getting started is simple
Applying takes under 60 seconds through your clinic or practice, and a soft search shows your likelihood of acceptance before anything touches your credit score.
01
Agree your plan
Agree your treatment plan, denture type and total price with your dentist, so you know the exact amount you need to finance.
02
Apply in 60 seconds
Complete the Chrysalis application, which takes under 60 seconds, starting with the soft search.
03
Treatment goes ahead
Once accepted, your practice books your fitting and is paid directly. You repay monthly.
04
Repay monthly
You repay in fixed monthly instalments over the term you chose, from 3 months to 5 years.
Find a practice near you
From Chester, Warrington and Widnes to anywhere else in the UK, enter your postcode to see the three practices nearest to you that offer treatment with Chrysalis Finance.
