Face and neck surgery finance
Pay monthly for face and neck surgery
Facial surgery covers everything from a subtle eyelid lift to a full facelift, and because it is almost always self-funded, how to pay is part of every decision. Chrysalis Finance works with clinics across the UK so patients can spread the cost of face and neck procedures into fixed monthly payments.
Healthcare finance specialists with over 15 years’ experience.
What facial surgery costs, and how finance spreads it
Facial surgery is rarely a single item on a price list. Most plans combine two or three procedures under one anaesthetic, and the combination is quoted as one figure rather than added up from the parts. The table below gives the typical UK price for each procedure on its own, which is the sensible starting point for working out what your own plan is likely to come to.
| Procedure | Typical UK price | What it addresses |
|---|---|---|
| Eyelid surgery (blepharoplasty) | £2,000 – £4,500 | Hooded upper lids or under-eye bags, upper and lower done separately or together |
| Brow lift | £3,500 – £7,000 | A heavy or descended brow, often the reason eyelid surgery alone would not be enough |
| Chin surgery, implant or reduction | £3,000 – £6,000 | Profile balance, where the chin sits relative to the nose and jaw |
| Neck lift or neck tightening | £4,000 – £8,000 | Loose skin and banding under the jaw, often combined with a facelift |
| Facelift | £6,000 – £12,000 | Sagging in the mid face and jawline, with shorter-scar versions at the lower end |
| Rhinoplasty | £4,000 – £8,000 | The shape or function of the nose, sometimes both in one operation |
| Ear correction (otoplasty) | Quoted per case | Prominent ears, in adults and children |
| Combined procedures | Priced as one figure | Usually less than the same operations done separately, since theatre and anaesthetic are shared |
Every case is different. Your surgeon, your hospital and how the procedures are combined all move the figure, so treat these as ranges and let your consultation produce the exact quote.
- The surgeon’s fee
- The anaesthetist’s fee
- The hospital or theatre fee
- Your overnight stay, where the procedure needs one
- Dressings, garments and take-home medication
- Follow-up appointments, and for how long
- Some clinics quote all-in and others itemise, which explains most of the gap
- The surgeon’s experience and where they operate
- Whether the technique is a full or shorter-scar version
- How many procedures are combined in one operation
- What the clinic’s policy is on revision surgery, and what it would cost
The amount you finance should be the complete figure, not the surgeon’s fee with the rest to follow, so nothing arrives as a surprise invoice while you are recovering. If a quote is itemised, ask for the total before you apply.
Finance then spreads that quote into fixed monthly payments over a term of 3 months to 5 years, with the amount, the term and every payment agreed in writing before your surgery is booked.
Prices on this page are typical private UK ranges gathered to help you plan, not quotes, and nothing here is medical advice. Your surgeon prices your own plan after consultation and confirms it in writing before any finance is arranged.
The main face and neck procedures
People usually arrive with a description rather than a procedure name: tired eyes, a heavy jawline, a profile that has never sat right. Below is what each operation actually addresses, roughly what recovery looks like, and which ones tend to be done together. Which of them suits you is a decision for your surgeon, not a menu choice.
£2,000 – £4,500
Removes or repositions excess skin and fat on the upper lids, the lower lids, or both. It is the most commonly requested facial procedure, largely because a small change around the eyes reads as looking rested rather than looking operated on.
- UsuallyDay case, local or general
- Visible bruisingAround 1 to 2 weeks
- Often combined withBrow lift
£3,500 – £7,000
Raises a heavy or descended brow, which is often the real cause when upper eyelids look hooded. A surgeon may recommend it instead of, or alongside, eyelid surgery for that reason.
- UsuallyDay case
- RecoveryAround 2 weeks before social
- Often combined withEyelid surgery
£6,000 – £12,000
Lifts and repositions the deeper tissue of the mid face and jawline rather than simply pulling skin, which is what separates a modern result from the tight look people worry about. Shorter-scar and mini versions treat less area and sit at the lower end of the range.
- UsuallyGeneral anaesthetic, sometimes overnight
- Recovery2 to 3 weeks before social
- Often combined withNeck lift
£4,000 – £8,000
Addresses loose skin and the vertical banding that appears under the jaw. It is very often done with a facelift, because treating the face alone can leave the neck looking out of step with it.
- UsuallyGeneral anaesthetic
- Recovery2 to 3 weeks before social
- Often combined withFacelift
£3,000 – £6,000
An implant to bring a recessed chin forward, or reduction to bring a prominent one back. It is a balance procedure: the change is judged against the nose and jaw rather than on its own, which is why it is often discussed alongside rhinoplasty.
- UsuallyDay case
- RecoveryAround 1 to 2 weeks
- Often combined withRhinoplasty, neck work
£4,000 – £8,000
Changes the shape of the nose, its function, or both, since breathing problems and appearance are frequently addressed in the same operation. Swelling settles over months rather than weeks, so the final result takes patience.
- UsuallyGeneral anaesthetic
- SplintAround a week
- Final shapeSettles over months
Quoted per case
Reshapes or pins back prominent ears, and is one of the few facial procedures commonly carried out on children as well as adults. Usually straightforward, usually a day case, and priced per case rather than in a standard band.
- UsuallyDay case
- RecoveryHeadband for a week or two
- Suitable forAdults and children
Rhinoplasty and body contouringNon-surgical alternativesAll cosmetic surgery finance
Most facial plans combine two or three of the above under one anaesthetic, and there are good reasons beyond cost: one recovery instead of several, and a result that is balanced across the face rather than staged over years.
Because the combination is quoted as a single figure, it is also simpler to finance. One quote, one application, one monthly payment over 3 months to 5 years, rather than separate arrangements running alongside each other.
Recovery times here are typical rather than promised, and vary considerably between people and techniques. Nothing on this page is medical advice: only your surgeon can say which procedure suits you, after examining you and discussing what you want to change.
Finance options for facial procedures
Your clinic chooses which plans it offers from the Chrysalis range. Many offer interest free options, where you repay exactly the price of your surgery, and interest bearing plans over longer terms where a lower monthly payment matters more. Terms run from 3 months to 5 years, and because facial procedures vary so much in scope, ask your clinic to show the monthly figures for your exact quote rather than a typical example.
Am I eligible for face and neck surgery finance?
You need to be over 18, a UK resident, and comfortable that the monthly payment fits your budget. Every application starts with a soft search, which shows your likelihood of acceptance without affecting your credit score, and lenders weigh affordability, your income and outgoings, alongside your credit history. Our contact us for eligibility explains the assessment.
Getting started is simple
Applying takes under 60 seconds through your clinic or practice, and a soft search shows your likelihood of acceptance before anything touches your credit score.
01
Agree your plan
Have your consultation and agree your procedure, or combination of procedures, and the all-in price with your clinic.
02
Apply in 60 seconds
Complete the Chrysalis application, which takes under 60 seconds, starting with the soft search.
03
Treatment goes ahead
Once accepted, your clinic books your surgery and is paid directly. You repay monthly.
04
Repay monthly
You repay in fixed monthly instalments over the term you chose, from 3 months to 5 years.
Find a clinic near you
Enter your postcode to see the three clinics nearest to you that offer treatment with Chrysalis Finance.
