Hair transplant finance
Hair transplant finance: pay monthly for your procedure
A good hair transplant is a one-time investment that most people research for months, usually alongside the question of how to pay for it. Chrysalis Finance works with UK clinics so you can spread the cost into fixed monthly payments, agreed before your procedure is booked, with a soft search that leaves your credit score untouched.
Healthcare finance specialists with over 15 years’ experience.
What a hair transplant costs, and how finance spreads it
A hair transplant is priced by the number of grafts moved, not by the procedure, which is why two quotes for “a hair transplant” can differ by thousands and still both be honest. Your graft plan comes out of the assessment: how far the loss has progressed, how much donor hair you have at the back and sides, and how much coverage you want. The bands below are what those plans typically cost in the UK.
| Graft plan | Typical UK price | What it usually covers |
|---|---|---|
| Around 1,000 – 1,500 grafts | £3,000 – £5,000 | A receding hairline or temple corners, often a single session |
| Around 2,000 – 2,500 grafts | £4,500 – £7,000 | Hairline plus mid-scalp, or a crown that has begun to open up |
| 3,000 grafts or more | £7,000 – £10,000+ | More extensive loss, sometimes staged across two sessions |
| Beard or eyebrow restoration | Priced by graft count | Smaller numbers of grafts, but detailed placement work |
| FUE, follicles taken individually | The usual basis of the prices above | No linear scar, shorter recovery, slower and more labour intensive |
| FUT, strip method | Often lower per graft | A linear donor scar, but can move a large number of grafts in one session |
| DHI and similar branded methods | Usually a premium on FUE | A different implantation tool rather than a different operation |
| Second session or touch-up | Quoted separately | Ask at the outset whether your plan is likely to need one |
Treat these as typical ranges rather than quotes. London clinics sit at the higher end, and price also depends on whether the surgeon performs the extraction personally or a technician team does. Your clinic quotes one exact figure after assessing your hair loss and agreeing a graft plan.
- The number of grafts in your plan, which is the main driver by some distance
- Whether the surgeon carries out the extraction or a technician team does
- The clinic’s reputation and where it is, with London at the higher end
- The method used, and whether a branded technique carries a premium
- Whether your loss is likely to need a second session later
- The consultation, and the agreed graft plan in writing
- The procedure day itself, including local anaesthetic
- Medication given on the day and any aftercare kit
- Follow-up appointments, typically across the first year while growth comes through
- The clinic’s policy on touch-ups, and what a second session would cost
- Whether ongoing treatment to protect your existing hair is included or extra
Before you compare two quotes, divide each one by its graft count. A cheaper quote for fewer grafts is not the same procedure, and a low headline figure with a vague plan behind it usually means the number will move once you are in the chair.
Finance spreads the quote you settle on into fixed monthly payments over a term of 3 months to 5 years, so a £6,000 procedure becomes a monthly amount you can plan around rather than a lump sum to find. You borrow exactly what the plan costs, and every payment is agreed in writing before you commit.
Prices on this page are typical private UK ranges gathered to help you plan, not quotes, and nothing here is medical advice. Your surgeon assesses your hair loss and donor area before quoting, and confirms the figure in writing before any finance is arranged.
Hair and scalp treatments you can finance
Chrysalis does not carry out treatment. Your clinic does that, and we finance the figure it quotes you, whichever route your consultation points to. Hair restoration covers more than one procedure, and people often arrive expecting one and are recommended another, so here is what falls under the same finance arrangement.
Follicles taken individually from the donor area at the back and sides, then placed where the hair has thinned. Priced by graft count rather than by the operation, which is why the ranges on this page are set out that way. It is the procedure this page is built around.
The same technique applied to the face, using far fewer grafts but with more exacting placement, since angle and direction matter more on a brow or a jawline than almost anywhere else. Quoted by graft count in the same way, so it usually sits at the lower end of the ranges above.
Female hair loss tends to thin diffusely across the top rather than receding at the front, so the assessment looks different and the donor area is judged differently. Some cases suit a transplant, others are treated without surgery, and the finance is identical either way.
Injection and microneedling based treatments aimed at supporting the hair you still have, usually given as a course over several months rather than as a single appointment. Often used alongside a transplant rather than instead of one, and financed on the same terms.
The opposite problem, and one of the most commonly financed treatments we see. Courses usually total £500 to £2,500 depending on the area and how many sessions your skin and hair type need.
If your consultation leads somewhere this page does not cover, that is not a problem. Chrysalis partners span private healthcare, and the arrangement works the same way on any treatment your provider prices: one quote, one application, fixed monthly payments.
Finance options for hair restoration
Your clinic chooses which plans it offers from the Chrysalis range. Many offer interest free options, where you repay exactly the price of your procedure, and interest bearing plans over longer terms where a lower monthly payment is the priority. Terms run from 3 months to 5 years.
Am I eligible for hair transplant finance?
You need to be over 18, a UK resident, and comfortable that the monthly payment fits your budget. Every application starts with a soft search, which shows your likelihood of acceptance without affecting your credit score, and lenders weigh affordability, your income and outgoings, alongside your credit history. Our contact us for eligibility explains the assessment.
Getting started is simple
Applying takes under 60 seconds through your clinic or practice, and a soft search shows your likelihood of acceptance before anything touches your credit score.
01
Agree your plan
Have your consultation and agree your graft plan and price with your clinic.
02
Apply in 60 seconds
Complete the Chrysalis application, which takes under 60 seconds, starting with the soft search.
03
Treatment goes ahead
Once accepted, your clinic books your procedure and is paid directly. You repay monthly.
04
Repay monthly
You repay in fixed monthly instalments over the term you chose, from 3 months to 5 years.
Find a clinic near you
Whether you are in London, Manchester or anywhere else in the UK, enter your postcode to see the three clinics nearest to you that offer treatment with Chrysalis Finance.
