Pay monthly braces
Braces on finance: straighten your teeth and spread the cost
Braces are one of the biggest single costs in dentistry, and most people pay for them privately. Chrysalis Finance works with practices across the UK so you can pay monthly for braces or clear aligners instead of finding the full fee up front. Agree your plan with your orthodontist, apply in under 60 seconds, and spread the cost.
Healthcare finance specialists with over 15 years’ experience.
What braces cost, and how paying monthly works
In the UK, fixed metal braces typically cost £1,500 to £3,500, ceramic braces £2,000 to £4,500, clear aligners such as Invisalign £1,500 to £5,000, and lingual braces, fitted behind the teeth, £5,000 to £10,000. Prices vary by practice, by city and by how complex your case is, so your orthodontist’s quote is the number that matters.
Finance spreads that quote into fixed monthly payments over a term of 3 months to 5 years. Because orthodontic treatment itself usually runs for 12 to 24 months, many patients choose a term that roughly matches their treatment, so the payments finish around the time the braces come off.
Which type of brace is right for you?
Braces are not one product. The routes below differ in what they cost, how long they take, how visible they are while you wear them, and how much of the work you have to remember to do yourself. Your orthodontist will tell you which of them can actually correct your case, because that is a clinical question before it is a budget one. Where more than one option will work, this is how they compare.
£1,500 – £3,500
Metal brackets bonded to the front of your teeth and joined by a wire your orthodontist tightens at each visit. They handle the widest range of cases, including bite corrections that removable options cannot manage, and they are usually the least expensive route to a straight result.
- Typical treatment time12 to 24 months
- How visibleClearly visible
- RemovableNo, fixed in place
- Best forComplex cases and larger movements
£2,000 – £4,500
Mechanically the same as metal braces, but with tooth-coloured or clear brackets, so they are far less obvious from talking distance. You pay a premium for that discretion, and the clear elastic ties can pick up staining if you drink a lot of coffee, tea or red wine.
- Typical treatment time12 to 24 months
- How visibleSubtle up close
- RemovableNo, fixed in place
- Best forAdults who want fixed braces to be less obvious
£1,500 – £5,000
A series of custom clear trays, swapped every week or two, that move your teeth in small stages. They come out to eat and to brush, which most people find far easier to live with, but they only work while they are in: plans typically expect 20 to 22 hours of wear a day, so the result depends heavily on you.
- Typical treatment time6 to 18 months
- How visibleNear invisible
- RemovableYes, by you
- Best forMild to moderate crowding and spacing
£5,000 – £10,000
Fixed braces bonded to the back of your teeth, so nothing shows from the front at all. They are the most expensive route because the brackets are usually made bespoke to your teeth and fitting them takes specialist training, and most people need a few weeks to get used to how they feel against the tongue.
- Typical treatment time18 to 24 months
- How visibleInvisible from the front
- RemovableNo, fixed in place
- Best forAdults who want no visible hardware
Usually quoted with your plan
Teeth drift back once treatment ends, so a retainer, either a wire fixed behind the teeth or a clear one worn at night, is part of finishing the job rather than an optional extra. Ask whether your quote covers retainers, replacements and any refinement aligners, because that is often the real difference between two otherwise identical prices.
- How longLong term, often nightly
- OptionsFixed wire or removable
- RemovableDepends on the type
- Best forEveryone, after any brace
- Start with the clinical answer. Your orthodontist will tell you which options can genuinely correct your case. The choice only exists where more than one of them will work.
- Be honest about discipline. Aligners are only near invisible if you actually wear them 20 to 22 hours a day, and treatment stalls if you do not.
- Compare what is inside the package. Consultations, scans, adjustment visits, refinements and retainers are included by some practices and charged separately by others.
- Match the finance term to the treatment. Orthodontics usually runs 12 to 24 months, so many people pick a term that finishes around the time the braces do.
Invisalign financeCosmetic dentistry financeAll dental finance
Prices here are typical UK ranges for private orthodontic treatment, gathered to help you plan, not quotes. Treatment times are typical rather than promised. Your orthodontist prices your own case after examining you, and confirms it in writing before any finance is arranged.
Finance options for braces and aligners
Your practice chooses which plans it offers from the Chrysalis range. Many offer interest free options, where you repay exactly what your treatment costs. Interest bearing plans over longer terms are also available where a lower monthly payment is the priority. Terms run from 3 months to 5 years.
Unlike an informal in-practice instalment arrangement, a regulated finance agreement sets everything out in writing: the amount, the term, every payment and what happens if your circumstances change. You know exactly where you stand from the first day.
Am I eligible?
You need to be over 18, a UK resident, and comfortable that the monthly payment fits your budget. A parent or guardian can take out the finance for a child’s treatment in their own name. Every application starts with a soft search, which shows your likelihood of acceptance without affecting your credit score. Because the plans available depend on which clinic is treating you, contact us for eligibility once you know where you are being treated and we will confirm what is open to you.
Getting started is simple
Applying takes under 60 seconds through your clinic or practice, and a soft search shows your likelihood of acceptance before anything touches your credit score.
01
Agree your plan
Have your consultation and agree your treatment plan and price with your practice.
02
Apply in 60 seconds
Complete the Chrysalis application, which takes under 60 seconds, starting with the soft search.
03
Treatment goes ahead
Once accepted, your practice books your fitting and is paid directly. You repay monthly.
04
Repay monthly
You repay in fixed monthly instalments over the term you chose, from 3 months to 5 years.
Find pay monthly braces near you
Whether you are in London, Birmingham, Leeds, Manchester or anywhere else in the UK, enter your postcode to see the three practices nearest to you that offer treatment with Chrysalis Finance.
