Veneers on finance
Veneers on finance
Cosmetic dentistry is priced per tooth, which is why a smile makeover adds up faster than people expect. Chrysalis Finance works with dental practices across the UK so you can pay monthly for veneers, composite bonding or teeth whitening, with the price agreed up front and the cost spread over a term that suits you.
Healthcare finance specialists with over 15 years’ experience.
What veneers cost, and how paying monthly works
Cosmetic dentistry is priced per tooth, which is what makes the totals hard to picture until the plan is written down. Six teeth in composite and six in porcelain are the same treatment on paper and thousands of pounds apart in practice. The table below gives the typical UK figures, per tooth and for a full makeover.
| Treatment | Typical UK price | What sets the figure |
|---|---|---|
| Composite bonding | £150 – £400 per tooth | How much sculpting each tooth needs, and your dentist’s time |
| Composite veneers | £200 – £500 per tooth | Whether they are built directly in the chair or made in a lab |
| Porcelain veneers | £400 – £1,000 per tooth | The ceramic used, the lab, and the technician’s skill |
| Professional whitening | £250 – £700 | In-practice, take-home trays, or a combination of both |
| Edge bonding or a chip repair | At the lower end of bonding | A small amount of material on one or two teeth |
| Smile makeover, six to ten teeth | £1,500 – £8,000+ | Which material you choose, and how many teeth are treated |
| Crowns, where a tooth needs more than a veneer | Quoted per tooth | Usually above a veneer, since the whole tooth is covered |
| Digital design or wax-up preview | Included by some, charged by others | A mock-up of the finished result before anything is prepared |
Prices vary by practice and by case, so the treatment plan you agree is the figure that counts. Ask for it per tooth and as a total, because the two together tell you far more than either one on its own.
- The material, which is the single biggest factor per tooth
- How many teeth are in the plan, since most people treat the teeth that show when they smile
- Whether a lab and technician are involved, or the work is done chairside
- Your dentist’s experience and where the practice is
- Whether any groundwork is needed first, such as treating existing decay or gum problems
- The consultation, photographs and any digital design or wax-up
- Whitening first, where it is part of the plan, since the shade is set before anything is made
- The treatment itself, per tooth and as a total
- Temporary veneers between appointments, where the work is lab-made
- Review appointments and any adjustments after fitting
- What happens, and what it costs, if something chips or needs replacing later
Finance spreads that agreed figure into fixed monthly payments over a term of 3 months to 5 years, so the per-tooth arithmetic becomes one predictable monthly amount rather than a running total you are trying to keep up with.
It also means the plan is decided on clinical grounds rather than on what you can pay for this month, which matters here more than most treatments, because treating six teeth and stopping tends to look worse than not starting.
Prices on this page are typical private UK ranges gathered to help you plan, not quotes. Your dentist prices your own treatment plan after examining you and confirms it in writing before any finance is arranged.
Composite or porcelain: which veneer suits you
Bonding and veneers get talked about as if they were the same thing at different prices. They are not. One is a material sculpted onto your tooth in a single appointment, the other is made in a laboratory and fitted at a second visit, and the difference shows up in how much tooth is prepared, how long the result lasts and what happens when it eventually needs attention.
£200 – £500 per tooth
A full facing of composite across the front of the tooth, either built up in the chair or made in a lab and bonded on. It covers more of the tooth than bonding and gives a more uniform result, while staying repairable in a way porcelain is not.
- AppointmentsOne or two
- Tooth preparationLittle to moderate
- Typically lastsAround 5 to 8 years
- RepairsCan be patched in the chair
£400 – £1,000 per tooth
Thin ceramic shells made by a technician to fit your prepared teeth and bonded on at a second visit. They hold colour and shine far better than composite and last considerably longer, which is what you are paying the premium for.
- AppointmentsTwo or more
- Tooth preparationA thin layer of enamel, usually
- Typically lasts10 to 15 years or more
- NoteNot reversible once prepared
Upper end of porcelain prices
Very thin ceramic designed to sit over the tooth with little or no enamel removed. Whether it suits you depends on the position and shape of your teeth to begin with, since there is no room to bring a prominent tooth back if nothing is prepared.
- AppointmentsTwo or more
- Tooth preparationMinimal or none
- Best forTeeth already well positioned
Quoted per tooth
A veneer faces the front of a tooth; a crown covers the whole of it. Where a tooth is heavily filled, root treated or broken down, a crown is often the option that lasts, and a veneer would be the wrong tool rather than the cheaper one.
- AppointmentsTwo, usually
- Tooth preparationSubstantial
- Used whenThe tooth needs strengthening
£150 – £400 per tooth
Resin sculpted directly onto the tooth in a single appointment, with little or no enamel removed. Cheaper per tooth and repairable in the chair, but it stains sooner and lasts around 5 to 7 years rather than 10 to 15. It has its own page, with prices and how paying monthly works.
£250 – £700
Whitening only works on natural teeth, so it is normally done before any bonding or veneers are made. The new work is matched to your whitened shade, and cannot be lightened later, which is the single most common reason a smile ends up mismatched.
- OptionsIn practice, take-home, or both
- OrderBefore bonding or veneers
- Top-upsOccasional, with trays
- Reversibility matters more than people expect. Bonding can usually be removed; prepared porcelain cannot, because the enamel underneath does not grow back.
- Longevity and cost pull in opposite directions. Porcelain costs more per tooth but is usually replaced far less often, so compare over ten years rather than on the day.
- Composite is easier to live with when things go wrong. A chip is often patched in one appointment, where a damaged porcelain veneer generally means a new one.
- Straighten first, then face. Where teeth are crowded, aligners before veneers usually means less tooth removed and a better result than masking the position with ceramic.
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Lifespans here are typical rather than promised, and depend heavily on your bite, your habits and how the work is looked after. Nothing on this page is dental advice: your dentist decides what suits your teeth after examining them.
Finance options for veneers
Your practice chooses which plans it offers from the Chrysalis range. Many offer interest free options, where you repay exactly what your treatment costs, and interest bearing plans over longer terms where a lower monthly payment matters more. Terms run from 3 months to 5 years.
Am I eligible for veneer finance?
You need to be over 18, a UK resident, and comfortable that the monthly payment fits your budget. Every application starts with a soft search, which shows your likelihood of acceptance without affecting your credit score, and lenders weigh affordability, your income and outgoings, alongside your credit history. Our contact us for eligibility explains the assessment.
Getting started is simple
Applying takes under 60 seconds through your clinic or practice, and a soft search shows your likelihood of acceptance before anything touches your credit score.
01
Agree your plan
Agree your treatment plan and price with your dentist, so you know the exact amount you need.
02
Apply in 60 seconds
Complete the Chrysalis application, which takes under 60 seconds, starting with the soft search.
03
Treatment goes ahead
Once accepted, your practice books your treatment and is paid directly. You repay monthly.
04
Repay monthly
You repay in fixed monthly instalments over the term you chose, from 3 months to 5 years.
Find pay monthly veneers near you
From Manchester, Glasgow, Liverpool and Leeds to Belfast and beyond, enter your postcode to see the three practices nearest to you that offer treatment with Chrysalis Finance.
